Terms of Use

Agreement to Terms

By accessing or using DividendCrew (https://www.dividendcrew.com), you agree to be bound by these Terms of Use and all applicable laws and regulations. If you do not agree with any of these terms, you are prohibited from using this website.

These Terms of Use apply to all visitors, users, and others who access or use the website.

Educational Content Only - Not Financial Advice

What we provide:

• Educational articles about dividend investing strategies
• Personal portfolio updates documenting our own investment journey
• Reviews of investment platforms based on personal experience
• Free tools and resources for research and tracking
• General information about UK investing and dividend stocks

What we DO NOT provide:

• Personalized financial advice tailored to your situation
• Specific investment recommendations for your portfolio
• Tax planning or legal advice
• Predictions or guarantees about investment performance
• Professional financial planning services

Investment Risk Warning

Use License

Permission is granted to temporarily access and view the content on DividendCrew for personal, non-commercial use only. This license does not include:

• Modifying or copying our materials without permission
• Using materials for commercial purposes
• Attempting to reverse engineer any software on this website
• Removing any copyright or proprietary notations
• Transferring materials to another person or server

This license shall automatically terminate if you violate any of these restrictions. Upon termination, you must destroy any downloaded materials in your possession.

Intellectual Property Rights

Unless otherwise stated, DividendCrew owns the intellectual property rights for all material on this website, including:

• Website design, layout, and user interface
• Original articles, blog posts, and written content
• Graphics, logos, and branding materials
• Spreadsheets, calculators, and downloadable tools
• Portfolio tracking templates and resources

You may share our content with proper attribution and a link back to the original source. You may not republish, redistribute, or sell our content without written permission.

User-Generated Content and Comments

If we enable comments or user submissions on our website, you agree that:

• You grant us a non-exclusive license to use, reproduce, and publish your submissions
• Your content does not violate any third-party rights
• You will not post spam, offensive content, or promotional material
• We reserve the right to remove or modify any user-generated content

Third-Party Links and Affiliate Relationships

DividendCrew contains links to third-party websites and may earn affiliate commissions when you use these links. Please note:

• We are not responsible for the content or practices of linked websites
• Affiliate relationships are disclosed in accordance with our Affiliate Disclosure
• Commission earnings do not affect our editorial independence
• You should review the terms and privacy policies of any third-party sites you visit

Accuracy of Information

While we strive to provide accurate and up-to-date information:

• We make no warranties about the completeness, reliability, or accuracy of information
• Stock prices, dividend yields, and financial data may be delayed or inaccurate
• Tax laws and investment regulations change regularly
• Platform features and fees may change after publication

You are responsible for verifying any information before making investment decisions. Always check current data directly with the relevant platform or financial institution.

Limitation of Liability

To the maximum extent permitted by law, DividendCrew and its operators shall not be liable for:

• Any investment losses or financial damages resulting from use of our content
• Errors, omissions, or inaccuracies in our information
• Unauthorized access to or alteration of your data
• Third-party conduct or content on linked websites
• Service interruptions, delays, or technical issues

You use this website entirely at your own risk. We provide content on an "as is" and "as available" basis without warranties of any kind.

Indemnification

You agree to indemnify and hold harmless DividendCrew, its operators, and affiliates from any claims, damages, losses, or expenses (including legal fees) arising from your use of the website, violation of these Terms, or infringement of any third-party rights.

Newsletter and Email Communications

By subscribing to our newsletter, you agree that:

• We may send you regular portfolio updates, educational content, and promotional emails
• You can unsubscribe at any time via the link in each email
• Your email address will be processed in accordance with our Privacy Policy
• We comply with UK GDPR and data protection regulations

Prohibited Uses

You may not use our website:

• For any unlawful purpose or to solicit unlawful activity
• To impersonate any person or entity
• To upload viruses, malware, or other malicious code
• To harvest or collect user information without consent
• To interfere with or disrupt our servers or networks
• To create derivative works without permission
• To scrape content using automated tools or bots

Governing Law and Jurisdiction

These Terms of Use are governed by and construed in accordance with the laws of England and Wales. Any disputes shall be subject to the exclusive jurisdiction of the courts of England and Wales.

Changes to Terms

We reserve the right to modify these Terms of Use at any time. Changes will be effective immediately upon posting to this page with an updated "Last updated" date.

Your continued use of the website after changes are posted constitutes acceptance of the modified terms.

Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary so that the remaining terms remain in full force and effect.

Contact Information

If you have questions about these Terms of Use, please contact us: